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Why You Need a Bankruptcy Attorney

If you are facing burdensome debt, having an experienced bankruptcy attorney that you can call can make a big difference in how you decide to move forward.  Making the decision to file for bankruptcy is not a decision to be made lightly. Once you’ve made it the next step is getting the process started. You may be tempted to do your bankruptcy yourself and not seek out an attorney but that is not advisable. A quick review of the U.S. Bankruptcy Code ( https://www.law.cornell.edu/uscode/text/11 ) will show that if a person has any significant assets or special circumstances, they should speak with an experienced bankruptcy attorney before anything if filed with the court.  Going through a bankruptcy is a difficult process full of paperwork and meetings, hiring an attorney to handle this for you would be the best option. Below we will show the benefits to having an attorney handling your bankruptcy.

Bankruptcy Streamlined

In most instances, most people do not have the necessary skills and expertise to navigate through the complicated process of filing bankruptcy that involves filling out the correct forms and filing with the court. A bankruptcy attorney can help you with getting the required documentation, filling out the correct forms in the correct manner, and filing them correctly. This is important because if there is a mistake the court could delay or even dismiss your case.

Answers to your Questions

During the bankruptcy process, you may find yourself being asked questions by the judge, lenders and creditors. Some of the questions may be hard to understand and even harder to answer. A bankruptcy attorney who is familiar with the bankruptcy process can help prepare you for the types of questions that will be asked which in turn will enable to properly answer any time of question you may be asked that is related to your bankruptcy

Help with the Process

There is a significant amount of paperwork that must be completed during the bankruptcy process, and most people do not have the focus to complete that much paperwork, much less complete it to the precise standards that the court requires. An attorney will assist you in completing the necessary paperwork, and counsel you on how to list your assets so they will be protected. An attorney can also make all the calls that need to be made and ensure that the right people received the right documents and information.

Ending Harassment

A bankruptcy attorney will contact your creditors to stop them from calling you or sending you collection letters. This can help ease the anxiety and stress you have been experiencing with creditor harassment which can lead to you feeling calmer and more secure about yourself and your well-being.

Security and Professionalism

Attorneys typically carry malpractice insurance, this means that if a lawyer makes a mistake on a bankruptcy case the bankruptcy filer may be entitled to compensation for his or her losses. This is not applicable for those have decided who handle their own bankruptcy cases. This means that hiring an attorney can provide bankruptcy filers with an added level of security. On top of the security, you can expect that an experienced attorney to have established some sort of connection with the court clerks, the judge, and even other attorneys which could help keep your case moving through the system with ease.

If you are wanting to escape burdensome debt and want to know if bankruptcy is right for your situation, call us at 770-609-1247 to talk with one of our experienced attorneys.

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